Money decisions are rarely spreadsheet problems first; they follow from habits, fears and comparisons picked up long before anyone opens an investment account. Ankur Warikoo starts there and works outward to the practical side.
The book covers earning, spending, saving and investing along with the psychology attached to each, and Warikoo uses his own financial mistakes as material rather than presenting a clean success story. The guidance is aimed at readers in the early and middle stages of building wealth and favours consistent fundamentals over speculation. Anyone acting on a specific investment should still consult a qualified financial adviser.
Reasons it earns space:
• Links financial behaviour to mindset, habit and comparison
• Covers income, savings and long-term investing fundamentals
• Written with candour about the author's own missteps
• A Penguin Publications title on personal finance
Useful for students, young professionals and first-time investors, stocked at Boipoka.